Buying a House Versus Renting a House
Very often people face the dilemma of whether to opt for renting a house or buying a house. These choices are mainly dependent upon the personal opinions and financial status of an individual. The various advantages and disadvantages of renting or buying a house are discussed below. The biggest advantage of buying a house is perhaps is that it increases your assets. Besides, owning a house implies guaranteed appreciation over a long period of time. When you own a house obviously you do not have to pay monthly rentals. The sense of ownership that is attached with owing a house is missing when you live on rent. As soon as you repay all the house loans, you will be the king of the house. When you move into your new house, you might want to make some changes. However, if you are on rent then of course you will have to take permission, whereas if you own the house then you can do whatever you want.
There are certain disadvantages also involved with owing the house. These factors make things more complicated. Firstly, you are ultimately responsible for all the maintenance and repair works of the house. You need to think a lot before you relocate to some other place. Property or house tax is something which you should also consider. Besides, it includes society charges, stamp duty, registration fees and society charges.
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